We all tend to take things for granted. For too many of us, this includes our ability to earn an income. We insure our lives, our homes, our automobiles, but we often forget the asset that supports many of these things: our wages!

By providing employees with long-term disability and short-term disability you are not only offering a safeguard to the employees, but you are also minimizing the potential risk of fraudulent workers' compensation claims that can cost the company thousands.